Asset Finance

Credsol Financial Services provides lending facilities to a wide range of businesses throughout New Zealand. Our team has extensive experience in mutual banking and finance, with thorough know-how in asset finance and equipment finance.

Our clients enjoys benefits from our registered advisors whom have in-dept expertise and access to vast network of financial organization within New Zealand.

List of Asset Finance Services

Asset Finance Products

You will need basic requirements such as proof of identification which in this case will be your passport, proof of income which includes recent bank statements and of course, the sales & purchases agreement for the asset. You will also have to provide at least three (3) consecutive months of bank statements from the bank where your income is deposited.

Loan restructuring involves assessing your income and expenses and evaluating your capacity to pay your loan sooner than the original time frame set by the bank and with lower interest rates.

You have to prepare the following: an architectural plan of your house, building permit, resource consent approval, the building contract and registered valuation.

Property investment is a lucrative venture in New Zealand. If you already have other assets, venturing in buy and sell of properties is a great option to explore. You buy a property for less and sell it for a profit. Property rentals are also profitable since you can consider it passive income on top of what you’re earning in your professional career.

There are different types of vehicles you need for your company which will make you qualify for a commercial vehicle loan, such as transportation trucks, freight vehicles, delivery vans, trailer units, etc. If you want to purchase any vehicle, give us a call and let us help you figure it out.

At CredSol, we pride ourselves for our transparency, and we like to keep you informed throughout the process. You will know in advance regarding your repayment amounts and schedule. We give you the rates and terms upfront to put your mind at ease.

The answer is a big YES. Our consulting service is one of the most comprehensive in New Zealand. We can help you develop your business financial plan, perform due diligence, and move forward with the appropriate loan option that you can avail.

Most definitely! We want to help you jumpstart your business by assisting you in our field of expertise – finance. We can assess your commercial finance and recommend a capital loan that will allow you to purchase much-needed equipment for your business.

We can help you set up overdraft protection so you can continue withdrawing money even if it exceeded your account balance. You can continue operations with this option because it gives you more time to sort things out. Do you want to know how this works? Talk to us and we’ll help you today.

There are several assets that can fall under the umbrella of acceptable collateral and these are stocks, short term investments, accounts receivables, machinery, warehouses, etc. They don’t include property such as a house or car.

Loan restructuring has plenty of practical benefits for your financial situation including renegotiation of payments, lower interest rates, and faster completion of payments. Sometimes, we just let our loans stay as is but we are already burdened especially with ever-changing financial status. We have to keep up that’s why it’s important to reconsider your previous loan structures and payment terms.

At CredSol, we dedicate time and effort in your financial evaluation to ensure that we can provide the best recommendation. That said, we have to assess your debts first before we can suggest debt consolidation or another viable option for your situation. It would be best if you can give us a call or come to our office for a clear discussion.

We make your finance needs easy to solve!

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