Disclaime – Credsol Financial Services

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Disclaimer

Disclaimer

While due care is taken in the preparation of the content on this site, CredSol Financial Services Limited does not acknowledge responsibility for its dependency to the degree allowed by laws. At the time of collection, any views, findings, forecasting or suggestion are kept fairly but subject to change without warning. After the issuing of the content, CredSol Financial Services Limited assumes no obligation to update it. Before acting on any content, you should seek professional advice.

The knowledge is of a general nature only and does not take your goals, financial conditions or needs into account.You should obtain and read the appropriate product disclosure statement or information statement before making any decisions relating to financial product. Before acting on any content, you should ask for personal financial advice.

Terms of Engagement

1. I understand that
1.1 Acceptance of this application does not necessarily mean that CredSol Financial Services Limited will grant the credit applied for, and CredSol Financial Services Limited may decline this application without giving any reason; and
1.2 I may contact CredSol Financial Services Limited's Privacy Officer to request access to and correction of any information about me that CredSol Financial Services Limited holds and CredSol Financial Services Limited will supply to me on request the name and addresses of any agencies (including any Credit Reporting Agency engaged by CredSol Financial Services Limited) to whom CredSol Financial Services Limited has disclosed information about me.
1.3 CredSol Financial Services Limited may use my personal information so as to credit check me. I understand that:
• Credit reporting agencies will give CredSol Financial Services Limited information about me for that purpose.
• CredSol Financial Services Limited will give my personal information to credit reporting agencies (including information about my repayment history) who will hold that information on their systems and use it to provide their credit reporting services.
• When other customers of the credit reporting agencies use the agencies' credit reporting services, the credit reporting agencies may give the information to those other customers.
• CredSol Financial Services Limited may use the credit reporting agencies' services in the future for purposes related to the provision of credit to me. This may include using the credit reporting agencies' monitoring services to receive updates if any of the information held about me changes.
• If I default in my payment obligations to CredSol Financial Services Limited, information about that default may be given to credit reporting agencies' and those agencies may give information about my default to their other customers.
2. I authorise CredSol Financial Services Limited to
2.1 Collect information about me provided in this application, or provided pursuant to any resulting contract, for the purposes of processing this application, administering services to me and sending me information about other products offered by CredSol Financial Services Limited;

2.2 Collect information about me that relates to any of the purposes stated in 2.1 from any person, including in the future where such collection of information may be necessary in relation to this application and any subsequent requests for credit. I authorise any party approached by CredSol Financial Services Limited to disclose such information to CredSol Financial Services Limited; and
2.3 Use information about me provided in this application, or provided pursuant to any resulting contract, for the purposes stated in 2.1 and, pursuant to those purposes, to disclose that information to CredSol Financial Services Limited's related entities, CredSol Financial Services Limited's agents and financiers, other third party service providers, any credit reporting agency or, debt collection agency, any assignees or potential assignees of any resulting contract, and to any other person or agency for the purpose of carrying out the terms of any resulting contract. I understand that the assignment of any such contract may result in the existence of that contract being noted on a public register.
3. I certify that
3.1 Where I have provided information in this application about any other person, that person has authorized me to disclose the information to CredSol Financial Services Limited Finance to use and disclose that information in the same ways as if that person were an applicant; and
3.2 The information provided in this application is true, correct and complete (and includes all current names that I use), and no information that would be relevant to CredSol Financial Services Limited in evaluating the application has been omitted. If any changes occur between now and signing a credit agreement with CredSol Financial Services Limited (including any change in name), I will disclose such changes to CredSol Financial Services Limited immediately.
All references to CredSol Financial Services Limited in this application are deemed to be reference to CredSol Financial Services Limited, its subsidiaries, principals, funding partners or assigns and the information in this application is being collected, and will be held by CredSol Financial Services Limited. If all the information is not provided, the application may be delayed or refused.

E-mail: ask@credsol.co.nz

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